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Medicare Savings Program

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Medicare Savings Program (MSP) is a Medicaid-administered program to help low-income individuals cover some of their out-of-pocket costs for Medicare like Medicare Part A and Part B premiums, deductibles, copayments and coinsurance. Certain programs may even help cover the cost of prescription drugs (Part D).


There are four types of Medicare Savings Programs:

  • Qualified Medicare Beneficiary (QMB) Program,

  • Specified Low-Income Medicare Beneficiary (SLMB) Program,

  • Qualifying Individual (QI) Program

  • Qualified Disabled and Working Individuals (QDWI) Program.

*Benefits vary for each program, but all of them, with the exception of the QDWI Program, help pay for Medicare Part B premiums.


To qualify, individuals must have or be eligible for Medicare Part A and have income and resources below a certain threshold.

*The income and resource requirements are different for each of the four Medicare Savings Programs and may change from year to year.



Want more information about Medicare Savings Program?

Speak with a Patient Advocate today!

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